Small Businesses, the backbone of the American Economy, are the new class of "underserved" Americans. Member business loans, business deposits, and fee-generating business services provide needed sources of interest and non-interest income along with captive membership growth opportunities.

CUMAS offers the most comprehensive turn-key solutions available to financial institutions, including:

  • Competition Analysis of commercial banks in your marketplace;
  • Demographic Analysis - learn what small businesses populate your market and what products and services they are most likely to need;
  • Technology Analysis - competitive loan and deposit products can be designed to meet the capabilities of your core system so no new technology investment is needed;
  • Member Analysis - professionally facilitated focus groups will tell you what your current and potential memember business owners want and need from your credit union;
  • Small Business Product and Service Implementation and Pricing Report to Management specifically focused on your credit union and your market potential;
  • Policies for Member Busines Lending, Loan Participation and Commercial Real Estate Lending;
  • Independent Third Party Loan Review - comprehensive diagnostic review of commercial loan portfolio, policies, procedures and loan participations.
  • Recommendations of best in class service providers of:
-   loan origination, servicing and portfolio management software
-   remote deposit capture services
-   e-payment systems
-   corporate filing services
-   payroll processing services
-   business credit card services

CU-Management Advisory Services