Small Businesses, the backbone of the American Economy, are the new class of "underserved" Americans. Member business loans, business deposits, and fee-generating business services provide needed sources of interest and non-interest income along with captive membership growth opportunities.
CUMAS offers the most comprehensive turn-key solutions available to financial institutions, including:
Competition Analysis of commercial banks in your marketplace;
Demographic Analysis - learn what small businesses populate your market and what products and services they are most likely to need;
Technology Analysis - competitive loan and deposit products can be designed to meet the capabilities of your core system so no new technology investment is needed;
Member Analysis - professionally facilitated focus groups will tell you what your current and potential memember business owners want and need from your credit union;
Small Business Product and Service Implementation and Pricing Report to Management specifically focused on your credit union and your market potential;
Policies for Member Busines Lending, Loan Participation and Commercial Real Estate Lending;
Independent Third Party Loan Review - comprehensive diagnostic review of commercial loan portfolio, policies, procedures and loan participations.
Recommendations of best in class service providers of:
- loan origination, servicing and portfolio management software